Breakthrough SWIFT system ,Protect cross-border transactions
SWIFT transfers

Foreign exchange purchasing

Apply for remittance

Remitting bank

Intermediary Bank

Remittance Bank

Collection account
Some countries have a deficient banking system and a shortage of foreign exchange reserves.
The information for SWIFT transfers is entered manually. If the recipient's bank information is filed incorrectly, funds may remain frozen in an intermediary bank indefinitely.
Inquiry with remitting bank
Funds are returned to the remitting bank. The handling fee isn’t refunded.
The refund process takes several business days
A simple error can extend the collection cycle by up to a month, putting undue pressure on small and medium enterprises with limited access to capital.
Blockchain payments

Exchange
Via blockchain network

OnPay
Submit documentation

Collection account
No need for third-party intermediaries, shortening the collection cycle to T+1, releasing merchant cash flow pressure and improving capital control

Sign up for OnPay now to start a next level exchange and transfer experience!
Experience now 
Sign up for OnPay now to start a next level exchange and transfer experience!